Insurance consultation

Get the Most from Your Insurance - Before You Rebuild

If you've lost your home in a fire, the road to rebuilding can feel overwhelming but it starts with knowing what your insurance actually covers and what it will truly cost to rebuild.

At Brass Tacks, we offer a two-part service designed to give you clarity and control:

1. Insurance Policy Review

We carefully analyze your homeowner's policy to identify what coverage you have, where there may be hidden value, and how to access the full benefits available to you.

2. Xactimate Estimate

We create a detailed, professional reconstruction estimate using Xactimate, the same software used by insurance companies. This ensures your claim is based on real, current construction costs not a generic or lowball figure.

Why This Matters

Get the Most from Your Policy

Many homeowners leave money on the table simply because they don't understand their policy or how to push back on underpayments.

Understand Your Real Build Budget

A proper Xactimate estimate gives you a realistic number to rebuild your home not just what the insurance company wants to pay.

Avoid Gaps and Surprises

Know where your policy may fall short and plan accordingly

Negotiate with Confidence

Armed with expert documentation, you're better positioned to receive a fair and complete settlement.

Whether you're just starting the claims process or feeling stuck, this service is your first step toward rebuilding right.

Don't rebuild based on guesswork – rebuild based on facts. Let Brass Tacks help you move forward with confidence.

Team collaboration

We build more than structures we design customized experiences tuned to your aspirations.

Disclaimer

Brass Tacks vets contractors for licensing, insurance, and experience, but does not endorse or guarantee their work. property owners are safety responsible for contractor selection, contractors, and outcomes